Cryptocurrencies for Payment: The Twain Series

This is the second article of “The Twain Series” (deep dive of consumer fintech & crypto) This article aims to have a closer look at the to-consumer payment vertical. Square and PayPal have formally announced their venture into crypto payment in 2020. Most of the crypto payment solutions today don’t require shops to change infrastructures, innovation happens more on the customer-facing products side. As more retailers officially stating crypto as acceptable currencies, the direction of innovation shall change.