Is Fintech Overrated - Or Are We Underestimating It?

Quartz recently published an interesting think piece on whether or not the fintech revolution is overhyped, or understated. Fintech, which refers to the intersection of finance and technology that “improves and automates the delivery and use of financial services” has been hailed the single largest disruptor of the decade. It has enabled financial services to become cheaper, more convenient, and safer for all - something that desperately needed to happen. But history is marked with society’s failure to anticipate certain influences of technological change.