With participation continuing to climb and the roadmap moving toward public releases, MUTM is being treated less like a typical presale and more like a project preparing for a fast transition into live market pricing.
Presale Phase Draws Demand Before Listing
Mutuum Finance is currently in Presale Phase 7 with MUTM priced at $0.04. Funding has reached more than $19.8M raised, and the presale has grown to 18,800+ holders, showing broad participation while the token remains at a discounted level.
The pricing history highlights why this phase is attracting so much interest. MUTM started at $0.01 in Phase 1 and has climbed to $0.04 in the current phase, a 300% rise across presale progression.
With the listing price confirmed at $0.06, buyers entering at $0.04 still secure a gap between presale pricing and the token’s live debut.
Supply structure adds extra urgency. Mutuum Finance has a total supply of 4B tokens, with 1.82B allocated to the presale. Around 830M tokens have already been sold, meaning a significant share of the presale allocation is already taken while Phase 7 pricing remains available.
What Mutuum Finance Is Building Behind The Presale
Mutuum Finance (MUTM) is a DeFi lending and borrowing protocol designed to run through smart contracts. The platform is structured to let users supply assets to liquidity pools and access borrowing through collateral, with rates adjusting dynamically based on market utilization.
One element that has not been emphasized enough in most discussions is the protocol’s dual-market design, which supports different asset conditions without forcing everything into one model.
The platform includes a pooled P2C (peer-to-contract) system for more established markets and a negotiated P2P (peer-to-peer) model for assets that require flexible terms. That P2P lane is especially relevant for tokens that don’t fit neatly into pooled markets, giving Mutuum Finance a broader reach across DeFi categories.
Another feature in the ecosystem is the planned incentive structure tied to mtTokens. When users supply assets, they receive mtTokens representing their deposit position, and those positions are designed to be eligible for rewards through the Safety Module’s buy-and-distribute mechanism.
That model links token demand to platform activity by using protocol revenue to buy MUTM and redistribute it to participants.
V1 Protocol Launch Soon With Halborn Audit Completed
Mutuum Finance is preparing to launch the V1 protocol on the Sepolia testnet soon, and the core infrastructure is already defined. V1 centers on the essential building blocks of a full lending protocol, including the Liquidity Pool, mtToken, Debt Token, and an automated Liquidator Bot. Initial markets are expected to begin with ETH and USDT for lending, borrowing, and collateral.
Security is a major part of why buyers are leaning into the current phase. The project’s smart contracts have been fully audited by Halborn, which strengthens confidence as the protocol approaches its public testnet rollout and moves closer to mainnet readiness.
Why Buyers Call This The “Discount Phase”
The $0.04 phase is being treated as the most strategic entry point because it sits below the confirmed listing price and comes at a time when Mutuum Finance is actively stacking visible catalysts. The roadmap also points to an aggressive launch structure: the team is planning to release the token and the platform at the same time. That combination tends to increase early demand because utility becomes available immediately, and it also strengthens the project’s positioning when major exchange listings are pursued.
Mutuum Finance has also added community incentives that keep participation active while the presale runs. The 24-hour leaderboard rewards the top daily contributor with $500 in MUTM, and a $100,000 giveaway is running with 10 winners, giving participants a chance to receive $10,000 worth of MUTM each when the giveaway ends.
Mutuum Finance (MUTM) is nearing $20M raised as buyers continue targeting the $0.04 presale phase, a discounted level sitting below the confirmed $0.06 launch price. With 18,800+ holders, a clearly progressing presale price history from $0.01 to $0.04, and major milestones approaching, the project is building a strong lead-up to live trading.
Between the upcoming V1 Sepolia testnet launch, the completed Halborn audit, the dual-model design that supports both pooled and negotiated markets, and the plan to launch the platform alongside the token, MUTM’s Phase 7 pricing is being treated as a final early window before the market reprices the token after listing.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
This story was published as a press release by Btcwire under HackerNoon’s Business Blogging