Active portfolio management delivering low-risk digital asset returns for institutional & accredited investors.
In any market environment, the greatest challenge is not the lack of opportunity — it’s managing the risk that accompanies it. As digital assets evolve into institutional instruments, the need arises for systems that are built not merely to chase yield, but to sustain it — through uncertainty, volatility, and change.
At Coinchange, we approach yield generation as an exercise in principled engineering. We don’t speculate. We allocate. And we do so using a daily-optimized infrastructure grounded in risk symmetry and systemic balance - our Daily Earn product.
A Yield System, Not a Yield Bet
Most offerings in the digital asset space fall into two categories: passive staking vehicles vulnerable to protocol risk, or opaque strategies with limited exit optionality. Coinchange designed Daily Earn to address the structural weaknesses in both.
The Daily Earn product shows how Coinchange applies institutional-grade active portfolio management to digital assets. The product combines multiple strategies, each targeting distinct sources of yield in order to manage downside risk. The strategies are the following:
● CeFi Delta-Neutral;
● DeFi Market-Neutral;
● CeFi Directional Hedge.
This portfolio ensures T+1 liquidity and is constantly monitored for quick adjustments and customization.
Core Strategies
CeFi Delta-Neutral
The 40% allocation to CeFi Delta-Neutral strategies leverages arbitrage opportunities across centralized exchanges (CEXs) while maintaining market exposure neutrality. By executing basis trades between perpetual futures and spot markets, the strategy captures funding rate differentials without directional price risk. Advanced order routing algorithms simultaneously place offsetting long/short positions across 12+ liquidity venues, ensuring execution efficiency even during volatile market conditions.
DeFi Market-Neutral
Also accounting for 40% of allocations, The DeFi Market-Neutral component utilizes automated market maker (AMM) liquidity provision across Ethereum L2s and alternative L1 protocols. The strategy employs concentrated liquidity positions around current price levels in stablecoin pairs (USDC/USDT/DAI), dynamically adjusting ranges based on volatility forecasts from Chainlink's IMPLY model.
CeFi Directional Hedge
The remaining 10% allocation to CeFi Directional Hedge strategies functions as a portfolio volatility dampener, using CEX-based options strategies to hedge against black swan events. By purchasing out-of-the-money put options on BTC/ETH quarterly futures and selling covered calls on spot holdings, the strategy creates a convex payoff structure that protects downside risk while funding hedge costs through premium collection.
“We combined the three strategies into our product that we offer in our app and API, so you don’t have to think about the distribution, risk-management, reward calculation, or profit-loss calculation - we will give you that exposure through a single, structured product,” Maxim added.
Coinchange Business Account
Coinchange's Business Account framework provides tools for treasury management teams, featuring API-driven allocation adjustments and customized settlement workflows. The platform supports multi-sig approval processes with 7/15 threshold configurations, enabling seamless integration with institutional governance requirements.
Through its partnership with Fireblocks, Coinchange implements wallet architectures that segregate operational, reserve, and transaction signing keys across geographically distributed MPC clusters.
Key Features of the Daily Stablecoin Earn Product
The Daily Earn product provides the following features for B2B clients:
● No minimum required amount.
● Compounded daily.
● No lock-up period.
● 24 hour withdrawal processing time.
● Real-time risk monitoring.
● Multi-strategy, multi-management
● Low-risk yield generation solutions.
Institutional-Grade Risk Management & Transparency
Risk management is a foundation of Daily Earn, keeping the traditional financial industry standards. The product allocates its strategies to prevent market impact, and undergoes regular third-party audits to ensure transparency and security.
Coinchange’s asset allocation is fully transparent, publishing monthly reports on strategy mix and performance. Investors benefit from daily yield accruals and real-time portfolio insights via an institutional-grade dashboard.
Licensing
Coinchange keeps up to date with the regulations in the industry to maintain the necessary compliance. This assures to its investors that the companThe infrastructure company possesses the following licenses:
● FATF;
● FINTRAC;
● FINCEN;
● VASP
On top of that, Coinchange also follows the regulation standards of MiCA, complying with the EU
Custody Management
Coinchange offers both custody options - full custody of assets and self-custody - in order to better fit the preferences of investors. This approach reduces counterparty risk and enhances the overall capital security.
All the returns are presented as annualized figures, with daily profit and loss updates available to investors. This transparency helps set realistic expectations and builds trust in the product’s risk-managed approach.
The fund uses Fireblocks MPC Vaults, a computation framework against external and internal threats, to ensure security. On top of that, they also use Coincover for disaster recovery.
Furthermore, the platform also provides whitelisting controls and multi-sig withdrawal workflows.
Regulation and Compliance
Coinchange operates with a strong emphasis on regulatory compliance, having voluntarily undergone SEC audits and maintaining the necessary licenses. The firm maintains the jurisdictional adherence to FATF, SEC, and MiCA.
“Regulation is challenging because it’s always evolving. We prepare by obtaining legal opinions per country or region like the EU and only offer our products where compliant. We want clear guidelines so we can register properly and operate transparently,” says Maxim.
This approach ensures that Daily Earn remains a sustainable product aligned with global compliance standards, reducing regulatory risk for investors.
Tailored for Institutional and Accredited Investors
Daily Earn is structured to meet the operational and compliance requirements of accredited investors and institutional firms (such as fintechs, wallets, exchanges, and custodians). Key features include:
● Daily Liquidity: Investors benefit from zero lock-up periods and get more control over their own funds.
● Customizable Investment Parameters: Clients can specify asset preferences and risk tolerances to align with internal policies and regulatory frameworks.
● Comprehensive Reporting: Detailed performance and tax reporting allow for integration with institutional accounting and compliance systems.
This combination of active multi-management features makes Daily Earn a solution for yields on digital assets without compromising professional risk oversight.
The Advantage of Active Multi-Management Solutions
While many yield products are tied to passive protocols or single-strategy staking, Daily Earn differentiates itself through a multi-strategy, actively managed framework. This approach enables the product to navigate the market environment in a low-risk way, capturing the best rates while mitigating risks related to volatility, regulatory shifts, and liquidity constraints.
Conclusion
Coinchange’s Daily Earn product is a multi-strategy approach to stablecoin yield solutions, which offers more security and compliance for B2B businesses while offering multi-management fund solutions. It combines active portfolio management across staking, fund strategies, and liquidity provision with a regulated fund structure, in order for the Daily Earn product to deliver transparent, risk-managed stablecoin yields tailored for institutional and accredited investors.
About Coinchange Financials Inc.
Coinchange is a Canadian digital asset management platform offering multi-management, multi-strategy, market-neutral solutions. The firm combines active portfolio management, transparency and strategy diversification to generate consistent, market-neutral yields as investment products tailored for institutional clients.